​

1. Scope & Purpose

This Privacy Policy applies to individuals who use any websites, mobile applications, and customer service platforms operated by The Modern Agent, and to current and former clients who hold financial products or services (e.g. insurance, investment, advisory services). It explains how we collect, use, share, safeguard, and allow access to personal information, consistent with laws such as the Gramm‑Leach‑Bliley Act and state-specific consumer privacy rules (e.g., CCPA/CPRA, GDPR where applicable).

2. Information We Collect

We gather personal information through multiple channels:

• Direct inputs: data you provide on applications and forms (e.g. name, address, email, phone, date of birth, SSN/tax ID, health/medical info, financial details);

• Transactional data: products purchased, service interactions, account status;

• Third‑party sources: public records, consumer reporting agencies, affiliates or partners, analytics providers;

• Automated collection: site visit data and user behavior (via cookies, web beacons, server logs, JavaScript tracking).

3. How We Use Your Information

We use the information we collect for purposes such as:

• Providing and administering your account, services, or product requests;

• Processing transactions and payments;

• Personalizing your online experience, sending alerts or updates;

• Marketing products and offers, only where permitted by law;

• Meeting compliance and regulatory requirements;

• Detecting and preventing fraud or legal violations.

4. Information Sharing & Disclosure

We may share your personal information in the following situations:

• Among affiliated companies within The Modern Agent’s structure;

• With third parties engaged to support services (e.g., billing providers, mailing houses, technology and analytics vendors), under contractual privacy safeguards;

• When required or permitted by law (e.g., legal orders, regulatory inquiries, fraud prevention);

• With other agent or financial professional outside of our firm — only with your authorization or under permissible use provisions.

We will never share your sensitive data (e.g. health information, SSN) with unaffiliated third parties solely for marketing purposes.

5. Your Rights & Choices

Clients have access to several privacy rights:

• The ability to opt out of certain information sharing with affiliates or for marketing purposes

• Rights to access, correct, or update your personal data

• The right to limit processing or request deletion, subject to legal exceptions

• Choice mechanisms where state or international law requires

Requests should be submitted via email or our dedicated privacy support line. Details are in the “Contact Us” section on iour website or directly at info@themodernagent.life.

6. Data Security & Safeguards

We maintain robust administrative, technical, and physical safeguards to protect personal information from unauthorized access and use, consistent with federal (e.g. GLBA Safeguards Rule) and state standards  Access to personal data is limited to employees or agents who need the information to carry out their duties, and we review security protocols regularly.

7. Policy Updates

We may update this Privacy Policy from time to time. We will post any changes prominently on our website and, where required, provide direct notice to customers (for example via email or written communication). The “Last Updated” date at the top reflects the most recent changes.

8. Contact Us

If you have questions, would like to exercise your privacy rights, or request additional copies of this policy, you can contact us:

• By Email: info@themodernagent.life; ari.israel@themodernagent.life

• By Phone: +1 (347) 746-6222